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Repo/Recovery Specialist (Full Time) - Victoria

Company: Prosperity Bank
Location: Victoria
Posted on: June 6, 2021

Job Description:

How to apply: Please apply through Prosperity Bank's Career Center at and to find more job opportunities with our company.

  • A pre-employment credit check will be run on all qualified applicants.


Recovery/Repossession Specialist - The candidate is responsible for pursuing collection of charged-off loans while projecting a professional company image through phone interaction and occasionally through in-person meetings. Performance of the candidate will include skip tracing; negotiating workout or settlement terms; filing lawsuits; performing asset searches; analyzing financial statements and making collection strategy recommendations to management. The candidate will also be responsible for the assignment of various loan collateral for repossession or foreclosure as well as its liquidation. The position will report to the Special Assets Recovery Manager.


  1. Locate and contact charge-off debtors to make arrangements for repayment of debt owed to the Bank.

  2. Negotiate loan workout or settlement terms with debtors.

  3. Monitor payment arrangements to ensure adherence to agreed upon terms.

  4. Pursue suit-worthy debtors through litigation which includes filing suit in Small Claims Court and working with outside legal counsel.

  5. Conduct asset searches and locate non-exempt property which could be subject to execution.

  6. Monitor Judgments for renewal.

  7. Prepare debt cancellation and 1099-C requests for accounts that are settled, deemed uncollectible or time barred.

  8. Monitor bankruptcy proceeds in connection with assigned accounts.

  9. Assign repossessions and monitor agency process on individual assignments.

  10. Document all collection efforts on Precision collection system.


EDUCATION/CERTIFICATION: High school diploma or equivalent. Associates Degree or Bachelor's Degree preferred.

EXPERIENCE REQUIRED: Minimum 2 years in collections or equivalent related working experience.

SKILLS/ABILITIES: Moderate computer application skills; including Microsoft Office products such as Word, Excel.

Good interpersonal, verbal and written skills. Ability to deal courteously and tactfully with debtors while simultaneously remaining forceful and utilizing proper telephone etiquette.

Basic reading and arithmetic skills.

Possess strong analytical skills.

Be able to overcome objections and possess strong conflict resolution skills.

Ability to maintain strict confidentiality.

Keywords: Prosperity Bank, Victoria , Repo/Recovery Specialist (Full Time) - Victoria, Other , Victoria, Texas

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