Loan Officer (Non-Exempt)

Company: Gardner Financial Services LTD
Location: Victoria
Posted on: May 22, 2023

Job Description:

Description:Join Our Legacy Team!Legacy Mutual Mortgage is an outstanding full service residential mortgage lender originating, underwriting and closing conventional, jumbo, FHA, VA and USDA mortgage loans. In business since 2005, we are dedicated to meeting the home loan needs of individual homebuyers while working with our real estate partners in Texas. Our team members are the key to Legacy's success, and we are looking for highly motivated, qualified individuals to join our talented team.We are currently seeking a Loan Officer.Location: Victoria, TexasPosition Type: Full-TimeSchedule: Monday - Friday, 8:00 - 5:00, Days and/or hours may vary and/or subject to change based on business needs.Essential Functions Include:Calls and visits prospective referral sources for the solicitation of mortgage loans in accordance with company standards and loan production goals.Assists prospective borrowers in the proper completion of loan applications, provides required disclosures, collects funds for services to be ordered and gathers necessary support documents from prospective borrowers.Provides customer assistance in the selection of loan programs that best fit their needs, discloses loan terms, and locks in loan interest rates.Develops sales campaigns in alignment with company goals and coordinates the marketing activities.Develops new business and expands existing relationships. Maintains knowledge of commercial loan products and services, as well as knowledge of the industries or market areas served.Coordinates with realtors and borrowers by providing answers to any questions on loan status updates and provides any significant changes to loan terms or closing dates.Coordinates the loan processing efforts by communicating loan status between borrowers and processors.Encourages inter-departmental referrals by providing training (when appropriate) and product support for front-line personnel.Monitors the Loan process to ensure Loans close and fund on the date specified by the borrower.Manages relationships within loan portfolio to include handling follow-ups, collections or delinquent and problem loans as requested.May assist with other duties as assigned.Must maintain regular attendance.Requirements:Desired Skills and Experience Include:Bachelor's degree in a business-related field, or equivalent work experience.At least 3 years' experience as a mortgage loan officer or comparable experience originating loans.Must be eligible for NMLS registration and licensing.Must have analytical ability to evaluate credit applications and to make fair and impartial decisions.Must have working knowledge of applicable laws and regulations related to mortgage lending.Must have experience and strong, proficient computer skills in programs such as Microsoft Excel, Microsoft PowerPoint, Microsoft Word, and data processing software.Must have excellent written and verbal communication, interpersonal skills, and ability to perform in a high-volume environment.Must have a positive attitude.Must be dependable, self-motivated and require minimal supervision.We offer competitive and outstanding benefits for our full-time employees that include the following: paid medical premiums for employees, Dental, Vision, Short and Long Term Disability, Life, AD&D, 401(k) with Company match and paid time off.Currently Legacy Mutual Mortgage does not provide sponsorship for new hires. Only qualified candidates will be contacted. No telephone calls please. For more information about our Company, please visit our website at .Only those candidates who meet the minimum requirements need apply.Legacy Mutual Mortgage is an Equal Opportunity/Affirmative Action Employer.Minorities/Females/Disabled/Veterans

Keywords: Gardner Financial Services LTD, Victoria , Loan Officer (Non-Exempt), Other , Victoria, Texas